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Most Ripple USD payments on XRP Ledger are tiny transfers, while larger moves total $7.33B in value.

Protocol Fundamentals
20 Oct 2026
Tokenpost
View Source
Neutral
Most Ripple USD payments on XRP Ledger are tiny transfers, while larger moves total $7.33B in value.

Between Sept. 19 and Oct. 18, 2026, nearly all Ripple USD (RLUSD) payments on the XRP Ledger were tiny transfers under one unit, totaling about 7.8 million payments. These small transfers mainly came from 110 wallets sending tiny amounts to three receiving addresses, averaging about one-tenth of a cent per transfer. Larger RLUSD transfers of at least one unit moved $7.33 billion in gross value, with the top 10 sending wallets responsible for 82% of that amount. This split shows that a high number of payments does not necessarily mean many distinct users or purposes. The inflow to the largest receiving address began to decline on Oct. 14, just before Cross River Bank announced its RLUSD banking integration, though no direct link is confirmed.

XRP is trading at Rp23.975 on Pluang, showing a 2.56% increase in the last day as of Oct 21, 2026 08:11 WIB. Despite the dominance of tiny RLUSD transfers on the XRP Ledger, XRP's market cap remains strong at Rp1.519,49 trillion with a 24-hour trading volume of Rp32,32 trillion. This activity highlights the ongoing interest and liquidity in XRP even as the nature of RLUSD payments varies significantly.

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