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SoFi rated Buy after Q2 with 41% revenue growth and 25% upside potential

Company Fundamentals
30 Jul 2026
Seeking Alpha
View Source
Bullish
SoFi rated Buy after Q2 with 41% revenue growth and 25% upside potential

SoFi Technologies reported strong Q2 results with 41% year-over-year revenue growth and record loan originations, driving optimism for future earnings growth. Despite concerns over slowing member growth, increased product adoption per member is improving margins and reducing customer acquisition costs. SoFi's deposit-funded model and high net interest margin set it apart from traditional banks, supporting a valuation premium. Analysts see a 25% upside potential over the next 12-18 months based on these fundamentals.

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