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XRP Ledger proposes Confidential Transfers to encrypt $530M in tokenized Wall Street assets.

Protocol Fundamentals
07 Aug 2026
Coindesk
View Source
Bullish
XRP Ledger proposes Confidential Transfers to encrypt $530M in tokenized Wall Street assets.

The XRP Ledger's latest update, version 3.3.0, introduces a proposed 'Confidential Transfers' feature allowing institutions to encrypt token balances and transfer amounts for certain tokenized assets while keeping accounts and token types visible. This upgrade targets the growing market of tokenized real-world assets on XRPL, which currently holds about $1.38 billion, including $530 million outside the largest issuer RLUSD. The feature aims to enhance privacy for institutional users by hiding transaction amounts but still verifying their validity cryptographically. The amendment and five other institutional-focused changes require at least 80% validator support for two weeks before activation, with adoption by major issuers like Aviva and Ondo yet to be seen.

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