Ripple's XRP Ledger (XRPL) is close to launching a new lending protocol that allows XRP holders to earn interest natively. The protocol has gained 22 of 35 validator votes, needing 29 for activation. It enables fixed-term, uncollateralized loans managed off-chain by loan brokers who vet borrowers and cover initial losses. XRP holders can deposit tokens into vaults to earn interest based on borrower repayments, offering a direct, on-ledger way to generate passive income without third-party bridges. However, depositors bear risk if borrowers default beyond broker coverage.
XRP is trading at Rp19.055 on Pluang as of Nov 12, 2026 17:01 WIB, showing a slight 0.30% decline in the past day. The market cap stands at Rp1.207,25 trillion, reflecting its significant presence among digital assets. Most Pluang users hold XRP for about 73 days, indicating a moderate-term investment horizon amid new developments like the upcoming lending protocol.
Dogecoin (DOGE) had the highest funding rate among five major cryptocurrencies on Nov. 11, with an annualized rate of 9.3%, indicating strong demand for long positions. Despite this, open interest fell slightly for DOGE, Bitcoin, XRP, and Solana, whi...
The XRP Ledger is close to activating a new lending system that allows fixed-term, uncollateralized loans using pooled assets in vaults. Loan brokers assess borrower creditworthiness outside the blockchain, while the ledger records loan terms and rep...
On November 6, analyst Dark Defender confirmed that XRP's chart pattern remains unchanged, maintaining support levels at $1.21 and $1.12. This follows an earlier analysis from October 25, which also indicated a potential Wave 3 price target of $10.11...
Bitcoin's price climbed to $74,630 even as the total cryptocurrency market capitalization fell by 1.69% to $2.5 trillion over 24 hours. Other major coins like Ether, XRP, BNB, Solana, and Dogecoin also saw gains, with Solana leading among them. Bitco...
David Schwartz, Ripple's CTO Emeritus, explained that when XRP prices rise, liquidity becomes more cost-effective and slippage decreases. Slippage is the difference between expected and actual transaction prices, impacting large transfers on the XRP ...
