Ripple has received preliminary approval for an Electronic Money Institution (EMI) license from Luxembourg’s CSSF under the EU’s Markets in Crypto-Assets (MiCA) framework. This license allows Ripple to offer regulated stablecoin and digital asset payment services across all 30 countries in the European Economic Area, marking a significant step in its European expansion. The approval supports Ripple’s stablecoin RLUSD ambitions, positioning it as a compliant option for institutional clients. This milestone is part of Ripple’s broader regulatory strategy, now holding over 75 licenses globally, and highlights the competitive race for MiCA compliance among crypto firms.
Ripple celebrates the third anniversary of a pivotal U.S. court ruling that declared XRP is not a security, distinguishing the digital asset from certain sales transactions. The 2023 decision by Judge Analisa Torres rejected the SEC's claim that XRP ...
Ripple's CTO Emeritus David Schwartz challenged the SEC's portrayal of XRP as solely a security sold through unregistered offerings, highlighting that the SEC's complaint described XRP itself as a security. The 2023 court ruling distinguished XRP tok...
XRP has fallen more than 6% over the past month, currently trading near $1.09 with bearish momentum since its August 2025 peak of $3.66. Large transactions over $1 million on the XRP Ledger have sharply declined from about 70 to just 2, indicating re...
David Schwartz, Ripple's former CTO, disputed claims that the SEC's lawsuit focused only on XRP sales, stating the SEC repeatedly called XRP itself a security before courts rejected this. The 2020 lawsuit led to a mixed ruling where programmatic XRP ...
Zach Rynes, the Chainlink community lead, stated that XRP has yet to achieve meaningful adoption within the global financial system. This comment reignites ongoing discussions about the practical use and acceptance of XRP as a financial asset. The de...
