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Ripple highlights institutional credit as a key new use for XRP with upcoming lending features on XRPL.

Protocol Fundamentals
12 Sep 2026
Tokenpost
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Bullish
Ripple highlights institutional credit as a key new use for XRP with upcoming lending features on XRPL.

Ripple's product head Jazzi Cooper emphasized institutional credit as a major potential use case for XRP, driven by new lending features on the XRP Ledger (XRPL). The XRPL is introducing amendments XLS-65 and XLS-66, enabling pooled asset vaults and fixed-term, uncollateralized loans, aiming to bring more institutional finance onchain. These features are currently under validator voting, with further upgrades expected in the upcoming XRPL 3.4.0 release. This development could expand XRP's role beyond payments, positioning it as a platform for institutional credit and broader onchain finance.

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