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Ripple plans to shift customer payments to XRP Ledger by 2027 and explore XRP-based lending.

Protocol Fundamentals
05 Oct 2026
Tokenpost
View Source
Neutral
Ripple plans to shift customer payments to XRP Ledger by 2027 and explore XRP-based lending.

Ripple announced plans to move its customer payment volume onto the XRP Ledger (XRPL) by 2027 and to expand a pilot program using the ledger's decentralized exchange. At XRP Seoul 2026, Ripple's President Monica Long revealed a proposal to connect Ripple's payments with lending on XRPL, potentially using XRP tokens as capital pools to fund payment customers. This proposal is still in development and does not guarantee changes in XRP's price or demand. XRP was trading around $1.49 at the time of the announcement.

As of Oct 06, 2026 00:32 WIB, XRP trades on Pluang at Rp26.723 with a slight 1-day decline of 0.35%. The market cap stands at Rp1.683,09 trillion, while the 24-hour trading volume reaches Rp43,12 trillion. Despite Ripple's plans to integrate payment volume onto the XRP Ledger by 2027, XRP's price shows modest movement with a typical hold time of 71 days on Pluang.

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