In 2026, high-yield savings accounts (HYSAs) are offering attractive interest rates up to 4.50% APY, far above the national average of around 0.38%. Despite recent Federal Reserve rate cuts and holds, many online banks maintain competitive rates to attract deposits. These accounts provide easy access to funds, FDIC insurance up to $250,000, and no monthly fees, making them a smart choice for savers seeking better returns without locking money away. Investors are encouraged to compare options, apply online, and transfer funds to start earning higher interest immediately.
SoFi Technologies has maintained stock resilience and solid consolidation despite ongoing rate hikes and sector challenges. Its strong deposit base and banking charter offer balance sheet flexibility, supporting loan origination which drives 57% of i...
SoFi Technologies saw its stock drop nearly 46% in 2026 despite posting record loan originations, deposits, and member growth. Earnings lagged behind revenue due to heavy marketing investments and a higher tax rate, causing investor concerns. However...
SoFi Checking and Savings is offering a limited-time bonus of $50 or $400 for new direct deposits made by December 31, 2026. To earn the $400 bonus, customers must receive at least $5,000 in eligible direct deposits within 25 days of the first deposi...
SoFi stock fell 6% following a buy rating from StoneX due to rising long-term interest rates that threaten its lending margins. The fintech's advantage of holding customer deposits offers cheaper funding, but higher rates squeeze the profit gap betwe...
