Raycash has launched a private beta on the Ethereum mainnet for an app that enables confidential USDC payments using Zama-based privacy technology. The app allows users to exchange USD Coin (USDC) for confidential tokens at a 1:1 rate and make peer-to-peer payments while hiding balances and transfer amounts. It also offers Morpho yield on idle funds and covers network fees, so users don't need to hold Ether (ETH) to use the service. This is the first retail payment product built on the Zama protocol, with beta access opening gradually after a prelaunch waitlist of over 75,000 people.
Raycash's launch of an Ethereum beta for confidential USDC payments provides context for cryptocurrency market activity. For readers following major cryptocurrencies on Pluang, here is the market snapshot as of Nov 10, 2026 11:31 WIB: out of 50 priced major cryptocurrencies, 30 rose and 18 fell today. Notable movers include SXP (Solar) down 46.27% at Rp37 with a typical hold time of 94 days, ONE (Harmony) down 16.89% at Rp25 with 58% sell order activity, and BAL (Balancer) up 11.14% at Rp16,297 with a typical hold time of 85 days.
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