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XRP Ledger's native lending system nears validator approval for mainnet launch.

Protocol Fundamentals
11 Nov 2026, 15:36 WIB
Crypto news
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Bullish
XRP Ledger's native lending system nears validator approval for mainnet launch.

The XRP Ledger's proposed native lending system, including the LendingProtocol and SingleAssetVault amendments, has gained significant validator support but still falls short of the 80% approval needed for mainnet activation. As of November 10, LendingProtocol secured 22 out of 35 votes and SingleAssetVault 23, requiring a few more votes to start the two-week activation countdown. This system would enable users to deposit assets into shared vaults and allow loan brokers to issue fixed-term loans without collateral, assessing creditworthiness off-chain. Meanwhile, the XRP Ledger Foundation and XRPL Lending Network have launched educational reward programs to promote understanding and adoption of these new features.

XRP trades at Rp19.111 on Pluang as of Nov 11, 2026, 20:51 WIB, down 1.27% in the last day. The market cap stands at Rp1.218,71 trillion with a 24-hour volume of Rp44,34 trillion. Pluang users show slightly more buying interest with 56% buy orders and hold XRP for an average of 73 days.

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