A new proposal for the XRP Ledger introduces a SponsoredAccountCreate transaction allowing sponsors to create accounts with zero XRP balance while maintaining the reserve requirement. This means sponsors cover the reserve obligation instead of users, who still control their account keys. The proposal is under review and has not yet met the required validator support for activation. If approved, it could simplify account creation and fee sponsorship on the XRP Ledger.
The XRP Ledger proposal to allow sponsors to create zero-XRP accounts is presented here with Pluang's market data for context. For readers following the broader cryptocurrency market, as of Oct 28, 2026 21:22 WIB, 38 out of 50 major cryptocurrencies on Pluang rose while 11 fell. Notable movers include Kusama (KSM) with 100% buy order activity at Rp67.208, Dogecoin (DOGE) up 2.00% at Rp1.431, and Fantom (FTM) down 2.05% at Rp11.382, with typical hold times ranging from 80 to 111 days.
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