The XRP Ledger's new lending feature is gaining support, with 22 of 35 trusted validators (about 63%) voting in favor, but it requires over 80% sustained support to activate on the mainnet. This feature would allow XRP holders to deposit coins into a vault and earn interest through fixed-term loans brokered off-chain, differing from typical DeFi collateral models. Despite growing validator backing since August, activation is unlikely before late November or early 2027. Meanwhile, XRP's price has dropped nearly 20% in a week, influenced more by ETF outflows and broader market trends than the lending vote progress.
The XRP Ledger's lending protocol vote stands at 22 of 35 validators. For readers following major cryptocurrencies, here is Pluang's market snapshot as of Nov 12, 2026 12:02 WIB: of 50 priced major cryptocurrencies tradable on Pluang, 12 rose and 36 fell today. Notable movers include UNI at Rp113.216 with a 1-day change of -6.03% and a typical hold time of 66 days, ENJ at Rp400 down 6.00%, and AAVE at Rp2.149.457 down 4.09% with a buy-heavy order activity of 64%.
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