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SoFi shares could rise 40% to $25 by 2027 despite recent price drop, backed by strong earnings and growth.

Company Fundamentals
03 Sep 2026
24/7 Wall Street
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Bullish
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SoFi's stock has fallen over 31% in 2026 amid shifting interest rate expectations, but the fintech continues to post record loan originations and profits. Analysts see upside potential with a consensus 12-month price target of $20.02 and rising earnings estimates for 2027. Management projects strong revenue growth and expanding member engagement, supporting a possible rise to $25 per share by late 2027, which would be a 40% gain from current levels. Risks remain, but SoFi's fundamentals and growth initiatives provide a credible path for this rebound.

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