A Bank for International Settlements working paper finds that stablecoin market growth in the U.S. slowed when banks increased the interest rates they pay on deposits. The study, covering data from 2019 to mid-2025, shows that a rise in bank deposit rates correlates with slower stablecoin growth, particularly for Circle's USDC compared to Tether's USDT. This suggests that stablecoin adoption is influenced by traditional bank deposit pricing, which is relevant amid ongoing debates about stablecoin rewards and regulatory policies. The authors caution that the findings are based on one high-rate period and that stablecoins currently pay no interest, but future yield-bearing stablecoins could change this dynamic.
The article highlights the impact of rising bank deposit rates on stablecoin growth, particularly USDC. On Pluang, Tether USDT trades at Rp17.989 with a market cap of Rp3.308,94 trillion as of Oct 19, 2026, 17:02 WIB. The platform shows a 1-day price increase of 0.56% for USDT, with typical hold times around 91 days, indicating steady investor interest despite the broader market dynamics discussed.
A new working paper from the Bank for International Settlements (BIS) shows that rising bank deposit rates in the U.S. predict slower growth in the stablecoin market from 2019 to 2025. The effect is stronger for Circle's USDC than Tether's USDT, like...
XRP accounted for the largest share of domestic crypto trading at 15.99%, with STX showing the highest domestic trading intensity relative to its global presence, at 46.24 times higher. Other tokens like ONDO and WLD also had significantly higher dom...
AIsa, an AI infrastructure startup, announced it has raised over $9 million in cumulative funding after Tether and HIVEN joined a seed extension round. The company connects AI agents to external data and services while managing usage, billing, and sp...
Businesses accepting Tether USD (USDT) on the TRON blockchain face network costs that vary based on Energy and Bandwidth consumption during transactions. Energy covers contract execution and has no free allocation, while Bandwidth covers transaction ...
As of October 17, Tether (USDT) and USD Coin (USDC) together accounted for 84.7% of the $302.5 billion stablecoin market, with a combined market cap of $256.1 billion. USDT held $183.4 billion, while USDC was valued at $72.7 billion. Other stablecoin...
