David Schwartz, former CTO of Ripple, clarified that while a payment concept by Ryan Fugger in 2004 predated Bitcoin by five years, the XRP token and XRP Ledger were launched in 2012, three years after Bitcoin's inception. Fugger's early design was a trust-based credit network without decentralized assets or a native token, distinguishing it from Bitcoin's open bearer assets secured by proof of work. This distinction is important as it separates the idea from the actual cryptocurrency XRP, which came later. Meanwhile, Ripple is expanding its regulatory presence in Europe with MiCA approval, signaling growth beyond the origins debate.
SWIFT has launched a blockchain-based shared ledger to improve coordination of tokenized deposits across banks, but it still relies on traditional systems for final settlement, which can be slow. Ripple's XRP Ledger offers a solution by enabling near...
Ripple's Chief Legal Officer Stuart Alderoty criticized votes against the bipartisan CLARITY Act, saying they perpetuate unregulated crypto conditions that bad actors exploit. The Act aims to clarify regulatory boundaries between the SEC and CFTC, cl...
Data from CryptoQuant shows a historic drop in the activity gap between large XRP holders (whales) and small investors on Binance, reaching its lowest level in two months. Despite XRP's price drop below $1.15, large deposits to Binance have dried up,...
Cryptocurrency markets show a general downward trend with Bitcoin trading around $64,396, down nearly 1%, and Ethereum falling over 2% to about $1,876. Other major coins like Binance Coin and Solana also saw slight declines. Stablecoins remain steady...
Coinbase and Ripple have secured licenses in Luxembourg granting them EU-wide access under the new MiCA regulations, which took effect July 1. This regulatory shift forced Binance and other unlicensed platforms to reduce services, creating an opportu...
