The article explains the XRP Ledger, the blockchain behind the cryptocurrency XRP, highlighting its unique consensus mechanism without mining, fast transaction finality, and low fees. It clarifies the distinction between the XRP Ledger (the network), XRP (the cryptocurrency), and Ripple (the company holding much XRP). Practical details include the mandatory account reserve, the importance of destination tags for exchange deposits, and the built-in decentralized exchange on the ledger. It also covers how XRP transactions burn a small amount of XRP, the process for amendments without hard forks, and tax considerations for German holders. The article advises buying XRP on licensed EU exchanges, self-custody tips, and cautions about the network's centralization criticisms and the lack of price forecasts due to uncertainty.
XRP is currently priced at Rp24.435 on Pluang, showing a 2.65% decline in the last day. As of Sep 20, 2026 16:31 WIB, the market cap stands at Rp1.545,74 trillion with a 24-hour trading volume of Rp58,85 trillion, and Pluang users hold XRP for an average of 71 days.
David Schwartz, former CTO of Ripple, downplayed his influence on XRP's price after criticism from crypto investors. Despite XRP trading around $1.16 and losing nearly 50% over the past year, Schwartz acknowledged his impact on the token's price is v...
The XRP Ledger's lending protocol is receiving an update to fix how loan repayments are rounded, ensuring the balance after each payment matches the schedule more precisely. The change, detailed in a Github pull request, adjusts calculations so that ...
ChatGPT predicts XRP could reach $7 by 2035 when Ripple is expected to exhaust its remaining 31.1 billion escrowed tokens. The forecast ranges from $5 to $8 in a base case, with a bullish scenario up to $20 if institutional demand grows. Ripple curre...
David Schwartz, former CTO of Ripple and an original architect of XRP Ledger, addressed accusations that he is responsible for XRP's price decline. He admitted his influence on XRP's price is minimal but not zero, amidst a year-long 50% drop in XRP's...
Bitway (BTW) surged 11.40% to $1.15, leading gains among large cryptocurrencies as 75 of 89 major tokens declined in the 24 hours through Nov. 6. Other notable gainers included World Liberty Financial (WLFI), Arbitrum (ARB), Pepe (PEPE), and XDC Netw...
