SWIFT's recent report shows 50% of its cross-border payments reach recipient banks within 40 seconds, surpassing the G20's one-hour target for 2027. However, delays in the "last mile" after reaching the bank still slow final crediting, often taking up to an hour. In response, a supporter of XRP highlighted that XRP Ledger settles transactions in about 3-4 seconds, offering much faster finality. This contrast highlights ongoing debates between traditional banking networks improving messaging speed and blockchain solutions like XRP focusing on near-instant settlement times, though real-world completion depends on various compliance and local banking factors.
As of Nov 14, 2026 04:32 WIB, XRP trades at Rp18.383 on Pluang with a market cap of Rp1.185,61 trillion and a 1-day change of -2.89%. Despite the recent discussion on XRP Ledger's fast settlement times of 3-4 seconds, the token shows a moderate sell pressure with 39% of Pluang orders to sell and a typical hold time of 73 days. This highlights ongoing interest and debate around XRP's role in cross-border payments compared to traditional banking networks.
The U.S. Department of Energy is using the XRP Ledger (XRPL) to build a digital infrastructure for energy trade settlements. This move aims to improve the efficiency, speed, and cost of electricity and energy transactions by linking real-world assets...
Marc Asch, founder and CEO of Ripple Prime, is stepping down at the end of 2026, with Noel Kimmel taking over leadership. Ripple Prime, acquired by Ripple Labs in 2025, is transitioning from a custody and brokerage platform to a major financial servi...
Crypto analyst CasiTrades highlights that XRP's price movement around $1 and $0.90 is critical. A double bottom near $1 would support her current wave count and maintain a bullish trend, while a drop to $0.90 would reset the count and potentially del...
Ripple's native stablecoin RLUSD has reached a market capitalization of $2.69 billion as of November 13, 2026, making it the seventh-largest stablecoin worldwide. This growth surpasses PayPal USD's market cap of approximately $2.67 billion, highlight...
XRP's price fell 2.44% within one hour on November 13, dropping from $1.04 to $1.01 on Binance's spot market. Over the same period, $940,000 in long position liquidations occurred across Binance, Bybit, and OKX, far exceeding the $20,000 in short liq...
