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Ripple's David Schwartz sees a multi-trillion dollar DeFi adoption opportunity nearing.

Protocol Fundamentals
20 Oct 2026
Dailycoin
View Source
Bullish
Ripple's David Schwartz sees a multi-trillion dollar DeFi adoption opportunity nearing.

David Schwartz, Ripple's original developer, highlighted the growing potential of decentralized finance (DeFi) as it moves toward mainstream adoption, predicting a multi-trillion dollar market opportunity. He emphasized the importance of accessibility, urging developers to build DeFi apps for both Android and iOS to bring millions of smartphone users on-chain. Despite Ripple Prime processing over $13 trillion in payments in 2025, none used XRP or stablecoins, but regulatory clarity is expected to close this gap. Ripple also anticipates a surge in network transactions driven by AI-powered payments, with retail DeFi on the XRP Ledger expected to gain momentum in 2027.

XRP trades at Rp23.985 on Pluang as of Oct 20, 2026, 21:52 WIB, with a 1-day gain of 2.75%. Its market cap stands at Rp1.512,31 trillion, showing steady investor interest. The platform sees 60% buy orders and a typical holding period of 72 days, reflecting cautious optimism amid Ripple's evolving DeFi plans.

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