Mastercard rated Buy with 13% return potential by 2027, driven by strong Q3 growth and digital payment trends

Mastercard reported strong Q3 2026 results with 14% revenue growth and 21.2% EPS growth, supported by expanding profit margins. The company benefits from the ongoing shift to digital payments, strong network effects, and value-added services, which are expected to sustain double-digit growth. Trading at a forward P/E of 32, Mastercard is slightly undervalued, offering an estimated 13% total return potential by 2027 and over 15% annually through 2031. This outlook supports a Buy rating compared to Visa, highlighting Mastercard's superior mid-term return prospects.

Mastercard's strong Q3 results highlight its position in the digital payments space, which is mirrored by its steady performance on Pluang. As of Nov 12, 2026 19:51 WIB, Mastercard trades at USD 664.90, close to its 52-week high of USD 672.68, with a market cap of $575.61 billion. The stock shows a positive 1-day change of +0.63%, and Pluang investors hold it for an average of 137 days, reflecting confidence in its mid-term prospects.