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Ledger Wallet adds Crypto Loan feature for borrowing stablecoins using wBTC or cbBTC as collateral.

Protocol Fundamentals
21 Oct 2026
Tokenpost
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Bullish
Ledger Wallet adds Crypto Loan feature for borrowing stablecoins using wBTC or cbBTC as collateral.

Ledger has introduced a Crypto Loan feature in its Ledger Wallet, allowing users to borrow stablecoins like USDC and USDT by pledging Wrapped Bitcoin (wBTC) or cbBTC as collateral without selling their holdings. The feature integrates with Morpho's open credit network, enabling users to manage collateral, repay loans, and adjust borrowing amounts directly within the wallet. Borrowing actions require physical confirmation via Ledger Signer for security, and the pledged tokens remain in Morpho smart contracts during the loan period. This new capability provides Ledger users access to decentralized lending markets on Ethereum and major layer-2 networks, though loan availability and terms vary by country and carry liquidation risks.

Ledger's new borrowing feature against Wrapped Bitcoin offers context for crypto lending interest. For readers following major cryptocurrencies, here is Pluang's market snapshot as of Oct 22, 2026 07:11 WIB: out of 50 major cryptocurrencies, 32 rose and 16 fell. Notable movers include CAKE at Rp40.494 (+2.37%), ETC at Rp145.721 (+2.35%), and ONE at Rp27 (+2.34%).

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