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XRP can settle payments via Volante's platform linked to FedNow, but no direct Fed endorsement exists.

Market News
23 Aug 2026
Crypto Briefing
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Neutral
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Volante Technologies offers a platform connecting banks to multiple payment systems, including Ripple's XRP and the Federal Reserve's FedNow instant payment system. While XRP settlement is technically possible through Volante, the Federal Reserve has not officially endorsed XRP for FedNow payments. This means banks can choose to use XRP or FedNow separately via Volante, but XRP does not directly power FedNow transactions. The narrative that XRP is integrated with FedNow is an overstatement of the actual technical relationship, which has existed since 2015 but lacks evidence of widespread adoption for FedNow workflows.

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