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XRP Ledger may unlock $100B with Evernorth's native XRP lending via XLS-66 amendment.

Protocol Fundamentals
30 Mar 2026
Coinpaper
View Source
Bullish
XRP Ledger may unlock $100B with Evernorth's native XRP lending via XLS-66 amendment.

Evernorth plans to launch native XRP lending on the XRP Ledger (XRPL) through the proposed XLS-66 amendment, potentially unlocking up to $100 billion in idle XRP liquidity. This amendment integrates a lending framework directly into the ledger, removing the need for external smart contracts and enabling fixed-term, fixed-rate loans with automated repayments. The system enhances security and privacy using zero-knowledge proofs and reduces risks by eliminating asset bridging. XLS-66 is still pending validator approval, but if activated, it could transform XRPL from a payments-focused network into a broader financial ecosystem where XRP generates yield at scale.

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