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Ripple CEO predicts XRP as the institutional gold standard for crypto rails within 5 years.

Market News
02 Nov 2026, 02:30 WIB
Bitcoin
View Source
Bullish
Ripple CEO predicts XRP as the institutional gold standard for crypto rails within 5 years.

Ripple CEO Brad Garlinghouse and CTO emeritus David Schwartz outlined a five-year vision for XRP, expecting it to become the institutional gold standard for crypto transactions. Ripple plans to prioritize XRP where suitable, complementing it with its stablecoin RLUSD for other transactions. They foresee blockchain becoming as accessible as the internet, supporting everyday financial activities like payments, investments, and lending. Ripple processed over $16 trillion in transactions in 2025 and aims to increase onchain transaction volume from under 1% to as much as 3% next year, signaling significant growth potential for XRP and Ripple's ecosystem.

XRP (Ripple) trades at Rp22.558 on Pluang as of Nov 02, 2026 07:41 WIB, with a market cap of Rp1.428,99 trillion. The 24-hour trading volume is Rp16,64 trillion, showing active investor interest. The platform's order activity is balanced, with 52% buying and 48% selling, and typical hold time is 73 days.

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