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Ripple aims for XRP to become a top crypto standard for institutions within five years.

Protocol Fundamentals
29 Oct 2026, 21:04 WIB
Tokenpost
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Bullish
Ripple aims for XRP to become a top crypto standard for institutions within five years.

At Swell 2026, Ripple CEO Brad Garlinghouse announced a five-year goal for XRP to become a leading institutional standard for crypto transactions, prioritizing XRP when it suits the payment but also using fiat or Ripple USD when better. Ripple's business covers payments, custody, stablecoins, and more, with over $16 trillion in transactions in 2025, though the XRP share is unspecified. Ripple projects $900 million in annualized product revenue by the end of 2026. CTO Emeritus David Schwartz predicted widespread blockchain adoption in everyday retail finance within five years, comparing it to the internet's role in daily life. Neither executive provided specific XRP price targets or transaction share goals.

Following Ripple CEO Brad Garlinghouse's vision for XRP as a key institutional crypto standard, XRP trades at Rp23.530 on Pluang as of Oct 30, 2026, 01:11 WIB. The token's market cap stands at Rp1.488,7 trillion with a 1.63% decline over the past day. Pluang users show a buying interest with 65% buy orders and a typical hold time of 72 days, reflecting steady engagement despite recent price movements.

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