In Germany, XRP can't be bought directly via PayPal; use crypto exchanges accepting PayPal instead.

German PayPal users cannot buy XRP directly through their PayPal accounts, as PayPal does not offer crypto sales in Germany. Instead, buyers must use regulated crypto exchanges like Bitpanda, Coinbase, or eToro that accept PayPal as a payment method. These platforms require identity verification and charge fees, with direct PayPal purchases costing up to 3.99%. Holding XRP involves understanding custody, destination tags, and tax rules, including a one-year holding period for tax exemption. Investors should choose MiCA-licensed providers and keep records for tax reporting under EU regulations.

While German PayPal users face restrictions buying XRP directly via PayPal, the platform's own stablecoin PYUSD trades actively on Pluang. As of Nov 09, 2026 15:02 WIB, PYUSD is priced at Rp18.086 with a slight 0.01% decrease over one day. The market cap stands at Rp50,21 trillion, and trading volume in the last 24 hours reached Rp534,62 million. On Pluang, buyers dominate with 76% of order activity, and typical holding time is 29 days, reflecting steady interest in PayPal-related assets.