FDIC insurance covers up to $250,000 per depositor per bank, leaving amounts above that uninsured if a bank fails. Bank failures are rare, but to protect larger savings, spreading money across multiple banks or using joint accounts is advised. Some fintech apps, like SoFi, offer programs to insure millions by distributing funds across partner banks. More importantly, inflation poses a bigger risk to large savings than bank failure, so placing money in accounts with at least 4% APY or investing for long-term growth is recommended.
Here's what happens when you have more than $250,000 in savings, with Pluang's Financials-sector snapshot as of Nov 11, 2026 20:12 WIB: Out of 142 priced US financial stocks, 72 rose and 64 fell. Notable movers include CLSK at USD 6.98 (+6.24%), BTBT at USD 0.77 (+5.42%), and MARA at USD 7.65 (+4.22%).
The global telehealth market, valued at $77.4 billion in 2025, is projected to expand to $187.5 billion by 2033, driven by increasing patient demand for virtual care and advances in AI, remote monitoring, and wearable health devices. Companies like R...
The Portnoy Law Firm is investigating Arbor Realty Trust, Inc. for possible securities fraud following the company's October 30, 2026 announcement to suspend its quarterly cash dividend due to financial challenges. This announcement caused Arbor's st...
RUM Group Inc. reported a record quarterly revenue of $96.6 million for Q3 2026, a 290% increase year-over-year, surpassing expectations. Despite this, earnings per share were -$0.19, missing the estimate of -$0.11. The company achieved its first pro...
Richtech Robotics announced its Intelligent Cleaning System at ISSA Show North America 2026, which integrates autonomous cleaning robots with CCTV cameras to enable proactive, targeted cleaning. This system uses real-time data to optimize cleaning ta...
The 2026 Vertex CompOps™ Index reveals that just 16% of enterprises regularly discuss indirect tax at the board level, while 43% only address it when issues arise. Companies with board-level focus on indirect tax are four times less likely to have er...
