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AI-driven payments on XRP Ledger jump from 1M to 13.5M transactions in October, mostly microtransactions.

Protocol Fundamentals
11 Oct 2026
Coinpaper
View Source
Bullish
AI-driven payments on XRP Ledger jump from 1M to 13.5M transactions in October, mostly microtransactions.

The XRP Ledger saw a rapid increase in AI-powered autonomous payments, rising from 1 million transactions in July to 13.49 million in October across 168 merchants. Despite this surge, the total value transferred remains low, indicating most transactions are microtransactions rather than large commercial payments. This growth highlights expanding use of AI agents for automated digital service payments via the x402 protocol, supporting XRP and RLUSD currencies. However, sustained settlement volume and broader customer adoption are needed to confirm significant commercial impact.

While AI agents have driven XRP Ledger transactions from 1 million to 13.49 million between July and October, XRP's price on Pluang remains moderate at Rp25.317 as of Oct 11, 2026 23:31 WIB, showing a modest 0.86% gain in one day. This price sits well within its typical trading range, supported by a substantial market cap of Rp1.584,87 trillion and a 24-hour trading volume of Rp14,94 trillion. The growing transaction count contrasts with the steady market activity, suggesting that despite the surge in microtransactions, XRP's broader market dynamics remain stable.

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