SoFi Checking and Savings accounts provide a high annual percentage yield (APY) of up to 4.40%, significantly above the national average of 0.38%, with no monthly fees or minimum deposit requirements. New customers can earn a bonus of $50 or $400 with qualifying direct deposits, and the account includes perks such as early access to paychecks and the ability to create savings Vaults for specific goals. The main condition to earn the top APY and benefits is setting up direct deposit or maintaining qualifying deposits. SoFi operates entirely online without physical branches, making it a strong option for those comfortable with digital banking seeking higher returns on savings.
SoFi Technologies Inc (SOFI) shares are currently trading at USD 16.65 on Pluang, showing a 1.71% increase in the last day. As of Nov 11, 2026 19:12 WIB, the stock has a market cap of $21.25 billion with a 63% buy order activity on the platform.
