Is there a fee to top up on Pluang?
It depends on the method. Direct BCA Transfer is free, a Virtual Account top-up costs a flat Rp4,995 or Rp1,665, and QRIS and GoPay charge a percentage of the amount. Every fee except Direct BCA Transfer includes 11% VAT, and Virtual Account and QRIS fees are deducted from the amount you top up. The method also decides which balance the money lands in.
Top-up fees (including 11% VAT)
| Method | Fee | Lands in |
|---|---|---|
| Virtual Account (BCA, BRI, Mandiri) | Rp4,995 for Rp2,000,000 or less; Rp1,665 above Rp2,000,000¹ | IDR Crypto Funding |
| QRIS | 0.777% of the amount² | IDR Crypto Funding |
| GoPay | 1.665% of the amount³ | IDR Crypto Funding |
| Direct BCA Transfer | Free | IDR Cash Wallet |
¹ Rp4,500 or Rp1,500 plus 11% VAT. Minimum top-up Rp10,000. ² 0.7% plus 11% VAT on the fee. ³ 1.5% plus 11% VAT on the fee. Direct BCA Transfer has a minimum of Rp500,000 and accepts transfers from any bank.
Example: topping up Rp1,000,000
| Method | Total fee | Amount credited |
|---|---|---|
| Virtual Account | Rp4,995 | Rp995,005 |
| QRIS | Rp7,770 | Rp992,230 |
| Direct BCA Transfer | Rp0 | Rp1,000,000 |
Topping up your RDN for Indonesian stocks is separate: you transfer directly to your RDN at Bank Jago or BCA, and no Pluang top-up fee applies. See all top-up fees at pluang.com/en/biaya/biaya-lainnya.
Related questions
Q: Is there a free way to top up?
Yes. Direct BCA Transfer is free, with a minimum of Rp500,000, and you can send it from any bank. It credits IDR Cash Wallet rather than IDR Crypto Funding, so check which balance you need first.
Q: Which e-wallets can I use to top up?
GoPay is the only e-wallet you can top up from. DANA and ShopeePay are no longer supported. You can also pay a QRIS code from any e-wallet or banking app that supports QRIS.
Q: Is the Virtual Account fee the same for every bank?
Yes. BCA, BRI and Mandiri Virtual Accounts all charge Rp4,995 for Rp2,000,000 or less and Rp1,665 above Rp2,000,000. A top-up of exactly Rp2,000,000 pays Rp4,995.
Last updated: 26 October 2026