What top-up methods are available on Pluang?
Pluang's available top-up methods depend on which balance you want to fund. The IDR Crypto Balance supports Virtual Account, e-wallet (GoPay), and QRIS. The IDR Balance supports Direct BCA Transfer (free, minimum Rp500,000). The RDN supports direct bank transfer to Bank BCA or Bank Jago (free). The USD Balance is funded via direct deposit from an external USD source.
| Balance | Top-Up Method | Fee |
|---|---|---|
| IDR Crypto Balance | Virtual Account (VA) | Rp4,995 (≤ Rp2,000,000) / Rp1,665 (> Rp2,000,000) |
| IDR Crypto Balance | E-wallet (GoPay) | 1.665% of transfer amount |
| IDR Crypto Balance | QRIS | 0.777% of transfer amount |
| IDR Balance | Direct BCA Bank Transfer | Free (minimum Rp500,000) |
| RDN | Direct bank transfer (Bank BCA or Bank Jago) | Free |
| USD Balance | Direct deposit (from external USD source) | Free from Pluang; interbank transfer fee may apply from your bank |
As of October 2026. VA, GoPay and QRIS fees include 11% VAT. See all top-up fees at pluang.com/en/biaya/biaya-lainnya.
Related questions:
Q: Can I top up the RDN via Virtual Account?
No. The RDN is funded via direct bank transfer only — to Bank BCA or Bank Jago, depending on which bank your RDN is held at. Virtual Account, e-wallet, and QRIS are not supported for RDN top-ups.
Q: Which Pluang balances can be topped up via QRIS?
Only the IDR Crypto Balance supports QRIS top-up. The IDR Balance and RDN do not support QRIS — use direct bank transfer instead.
Q: Is there a fee to top up the IDR Balance or RDN?
No. Top-ups to the IDR Balance and RDN via direct bank transfer are free from Pluang. Fees only apply to VA, e-wallet, and QRIS top-ups for the IDR Crypto Balance.
Q: Can I top up Pluang from a non-BCA bank?
Yes. Direct BCA Transfer to the IDR Balance accepts transfers from any bank, with a minimum of Rp500,000. For the IDR Crypto Balance, each Virtual Account only accepts transfers from the same bank (BCA, BRI or Mandiri), so from any other bank use QRIS or GoPay. For the RDN, transfer to your RDN account at Bank BCA or Bank Jago.