Is investing in Tokenized Stocks safe, and what are the risks?
Tokenized Stocks on Pluang carry investment risk: their value moves with the company's share price and can fall, so you can get back less than you invested. Tokenized Stocks on Pluang are facilitated by PT Bumi Santosa Cemerlang, a Digital Financial Asset Trader licensed and supervised by Indonesia's Financial Services Authority (OJK). A tokenized stock is a crypto asset, not a share, so you have no voting rights and it isn't covered by SIPC or LPS. Orders are executed only during US Stocks trading hours, so you can't sell at a live price while the market is closed, and prices can jump at the next open. Because tokenized stocks are priced in US dollars, their rupiah value also changes with the exchange rate. Each tokenized stock follows a single company, and the transaction fee, third-party fees and tax apply to every buy and sell. Consider these risks, and how much you can afford to lose, before you invest.
Main risks
| Risk | What it means for you |
|---|---|
| Price | The token follows the company's share price, which can fall sharply, for example after earnings or news. |
| Single company | Each tokenized stock follows one company, so your result depends on that company alone. |
| Trading hours | Orders are executed only during US Stocks trading hours, and prices can open well above or below the last price. |
| Currency | Prices are in US dollars, so the rupiah value changes with the exchange rate. |
| No shareholder rights | No voting rights or other rights of a shareholder; dividends are paid as additional tokens, and only if the company pays them. |
| Product and partners | Tokenized stocks depend on Pluang and its partners being able to keep offering them. Corporate actions, rule changes or a delisting can affect the product. |
| No SIPC or LPS cover | Neither US brokerage protection nor Indonesian deposit insurance applies. |
Past performance doesn't indicate future results.
Related questions
Q: Is a tokenized stock riskier than a US stock?
The price risk is the same, because both follow the company's share price. A tokenized stock adds some differences: it is a crypto asset without shareholder rights, it isn't covered by SIPC, and it is charged the standard crypto fees instead of US Stocks fees. Whether those differences matter depends on your goals, so compare the two products before you choose which to buy.
Q: Can a tokenized stock lose all its value?
Yes, in theory. If the company's share price falls sharply, the value of your tokenized stock falls with it, and companies can fail or be delisted. If a company is delisted or a tokenized stock can no longer be offered, Pluang will announce in the app what happens to your holding. This is why it matters to understand the company you invest in.
Q: What happens if Pluang stops offering a tokenized stock?
Pluang announces the plan and timeline in the app, and you can sell during trading hours until trading in that tokenized stock stops. Any holding left after that is handled as set out in the announcement. Keep your notifications on and check the asset page if you hold a tokenized stock, so you don't miss the deadline to sell or the details of what happens next.
Q: Does Pluang guarantee the value of my tokenized stock?
No. The value of a tokenized stock isn't guaranteed by Pluang or by anyone else. It rises and falls with the company's share price and the exchange rate. Pluang lets you buy and sell at the price shown in the app, and PT Bumi Santosa Cemerlang is licensed and supervised by OJK, but neither protects you from a fall in the price.
Last updated: 6 November 2026