How is the return percentage in my Pluang portfolio calculated?
The return percentage in your Pluang portfolio is your unrealised profit or loss divided by your Invested Amount, the money you have put into the holdings you still own. For example, if you have invested Rp10,000,000 in the assets you hold and they are now worth Rp11,000,000, your unrealised profit is Rp1,000,000 and the return percentage is 10%. Because it is based on unrealised profit or loss, the percentage reflects the positions you currently hold and moves with the market; profit you have already locked in by selling sits in realised profit and loss instead. As of 31 August 2026, leveraged US Stocks and Crypto Futures positions count at your own Invested Amount rather than their full exposure, so their return is measured against the capital you actually committed. In Rupiah terms, the percentage also includes the effect of the USD–IDR exchange rate on anything you hold in US dollars, which is why a single asset's percentage can differ from the portfolio total.
Formula: Return percentage = unrealised profit or loss ÷ Invested Amount × 100%
Worked example (simplified)
| Holding | Invested Amount | Current value | Unrealised profit/loss |
|---|---|---|---|
| Asset A | Rp6,000,000 | Rp6,900,000 | +Rp900,000 |
| Asset B | Rp4,000,000 | Rp4,100,000 | +Rp100,000 |
| Total | Rp10,000,000 | Rp11,000,000 | +Rp1,000,000 |
Total return percentage = Rp1,000,000 ÷ Rp10,000,000 = 10%. Asset A on its own is up 15% and Asset B about 2.5%, which is why the total sits between the two.
- The total is weighted by size. Larger holdings move the total percentage more than smaller ones, so the portfolio figure is not a simple average of each asset's percentage.
- Realised results are separate. Selling a profitable position moves its result into realised profit and loss and removes it from the unrealised figure, so the return percentage can fall after a sale even though you made money.
- Currency is included in Rupiah. For US Stocks and your USD balance, the Rupiah return includes Foreign Exchange Difference as well as price movement.
Related questions:
Q: Why did my return percentage drop after I sold a profitable asset?
Because the return percentage is based on unrealised profit or loss on what you still hold. When you sell a position that was in profit, that profit moves into realised profit and loss, and the position leaves both the unrealised figure and the Invested Amount. What remains is measured on its own, so the percentage can drop even though you locked in a gain. Your realised profit and loss shows the result of the sale.
Q: Why is the total percentage different from each asset's percentage?
Because the total combines all your holdings and weights each one by how much you have invested in it. A large holding with a small gain can outweigh a small holding with a large gain. For assets held in US dollars, the Rupiah total also includes the effect of the exchange rate, which a single asset's USD figure does not. That is why the total rarely equals any one asset's percentage, or a simple average of them.
Q: Does topping up my balance change my return percentage?
Not by itself. The return percentage is measured against the Invested Amount of the assets you hold, and cash sitting in your balance hasn't been invested yet. When you use that cash to buy assets, your Invested Amount grows, and the percentage is then measured across the larger base. Adding a new position can therefore make the percentage look smaller or larger without anything having happened to your existing holdings.
Q: Is the return percentage an annual return?
No. It is the total unrealised profit or loss on your current holdings compared with what you invested in them, however long you have held them. It does not convert the result into a yearly rate, and it doesn't include profit you have already realised by selling. A 10% figure could reflect a few weeks or several years of holding, so compare it with how long you have held your assets when judging it.