What is Foreign Exchange Difference (Selisih Kurs) in my Pluang portfolio?
Foreign Exchange Difference (Selisih Kurs) is the part of your portfolio profit or loss that comes from movement in the USD–IDR exchange rate, rather than from the price of the assets themselves. It applies to what you hold in US dollars on Pluang, including your USD balance and your US Stocks. When the Rupiah weakens against the dollar, each dollar you hold is worth more Rupiah, so Foreign Exchange Difference is positive; when the Rupiah strengthens, it turns negative. Pluang shows it as its own line in the profit and loss breakdown of the portfolio summary, next to Asset Profit and Loss, which covers price movement in the asset's own currency. Keeping the two apart lets you see how much of your Rupiah result came from the investment and how much came from the currency. Nothing is converted when the figure moves; it simply measures the changing Rupiah value of dollars you already hold.
Worked example (simplified, illustrative rates)
You convert Rp1,600,000 into US$100 when US$1 = Rp16,000, and keep it as your USD balance. Later the rate is Rp16,300.
- Rupiah value now: US$100 × Rp16,300 = Rp1,630,000
- Foreign Exchange Difference: Rp1,630,000 − Rp1,600,000 = +Rp30,000
If the rate had fallen to Rp15,800 instead, the same US$100 would be worth Rp1,580,000, a Foreign Exchange Difference of −Rp20,000.
How it sits alongside asset performance
| Line in the portfolio summary | What moves it |
|---|---|
| Asset Profit and Loss | The asset's own price, measured in its own currency |
| Foreign Exchange Difference | The USD–IDR exchange rate, for what you hold in US dollars |
- The USD view has no currency effect. Switching a US Stocks view to USD shows only the stock's price movement, so Foreign Exchange Difference applies when you look at your holdings in Rupiah.
- Spot crypto is already in Rupiah. Spot crypto on Pluang trades in IDR pairs, so changes in a coin's value show up as asset profit and loss rather than as Foreign Exchange Difference.
Related questions:
Q: Why is my Foreign Exchange Difference negative?
Because the Rupiah has strengthened against the US dollar since you acquired your dollar holdings, so each dollar is now worth fewer Rupiah. A negative figure doesn't mean you lost dollars: your USD balance and the number of shares you own are unchanged. It measures the Rupiah value of those holdings, and it moves back up if the Rupiah weakens again. The figure only reflects the rate at this moment, so it can change sign over time.
Q: Does Foreign Exchange Difference affect my US Stocks?
Yes, when you look at them in Rupiah. A US stock's Rupiah value depends on both the share price in dollars and the exchange rate, so its Rupiah result combines two effects. The portfolio summary separates them: the share price movement appears as Asset Profit and Loss, and the currency movement as Foreign Exchange Difference. In the USD view you see only the share price movement, because no conversion into Rupiah is involved.
Q: Do I need to convert my USD for Foreign Exchange Difference to count?
No. The figure updates while you still hold the dollars, because it measures their current Rupiah value at the prevailing exchange rate. What you actually receive in Rupiah is decided only when you convert, at the rate shown at that moment, and the conversion fee of 0.25% of the conversion value plus 11% VAT on that fee applies as of September 2026. Until then, Foreign Exchange Difference is a running measure, not money that has been locked in.
Q: Why does Foreign Exchange Difference move when the US market is closed?
Because the exchange rate keeps moving even when US stock exchanges are closed. Foreign Exchange Difference follows the USD–IDR rate, not the share price, so your Rupiah figures can change overnight or on a weekend when US Stocks prices are standing still. If you want to see only how your stocks themselves have performed, switch the view to USD, which removes the currency effect entirely.