Does Pocket Performance Include Dividends and Corporate Actions?
Yes, Pocket performance already includes dividends and corporate actions, not just price movement — the Total Returns metric shown under Portfolio → Pocket tab is calculated to reflect the combined effect of both. Because a Pluang Pocket gives you full ownership of the underlying assets rather than a synthetic or pooled exposure, any dividend paid out by a US stock inside your Pocket, or any benefit from a corporate action, flows directly into your account and is factored into how your Pocket's overall performance is reported. This means the Total Returns figure you see is a more complete picture of how your Pocket is actually doing than capital gains or losses alone would show, especially for Pockets weighted toward dividend-paying US stocks. It also means two Pockets holding similar assets with similar price movement can show different Total Returns if one holds assets that paid dividends or went through a corporate action during the period and the other didn't.
- What Total Returns includes: price performance of every asset in the Pocket, plus dividends received, plus any value attributable to corporate actions — combined into one figure.
- Where it applies most: mainly Pocket components that are US stocks, since full ownership passes dividends and corporate-action benefits directly to your account.
- Crypto components: don't generate dividends, so their contribution to Total Returns comes purely from price performance.
- Why it matters when comparing: Total Returns can look higher than a plain price chart of the same assets over the same period, because part of the gap is income or benefits already folded in — not extra price appreciation.
Related questions:
Q: Where can I see my Pocket's Total Returns?
You can check it under Portfolio → Pocket tab, where each Pocket you hold shows a Total Returns figure alongside its individual asset breakdown. This number updates as prices move and as dividends or corporate action benefits are credited, so it reflects your combined performance rather than capital gains alone. Reviewing it periodically gives a fuller sense of how a Pocket is performing than watching individual asset prices.
Q: Does Total Returns match what I'd see on a plain price chart of the same assets?
Not necessarily — Total Returns can be higher than pure price movement because it also includes dividends and corporate-action benefits credited during the period. A price chart alone only shows capital appreciation or depreciation. The gap between the two is one way to see how much income has contributed to a Pocket's performance.
Q: Do Crypto Pockets also get a Total Returns figure?
Yes, every Pocket you hold — whether Crypto or US Stocks — shows a Total Returns figure in Portfolio → Pocket tab. For Crypto Pockets, that figure is driven by price performance only, since crypto assets don't pay dividends. For US Stock Pockets, it can also include dividend income and corporate-action benefits.
Q: Why does full ownership matter for how dividends are counted?
Because Pocket gives you full ownership of the underlying assets rather than pooled or synthetic exposure, any dividend paid by a stock you hold through a Pocket belongs to you directly, the same as holding that stock outside a Pocket. That direct entitlement is what allows Total Returns to fold dividend income into the overall performance figure instead of tracking price only.