When Are Mutual Fund Dividends Paid and Received?
Mutual fund dividends are paid on each fund's payment date and added to your Pluang holding no later than one day after it (H+1). On the payment date, the fund's custodian bank distributes the dividend to S-Invest, the mutual fund administration system run by KSEI, and the dividend is then added to your holding as additional units of the same fund. Three dates govern every distribution: the cum date, the last date on which unit holders are entitled to the dividend; the ex-date, one day after the cum date, when buyers are no longer entitled; and the payment date, when the custodian bank distributes it. If any of these dates falls on an exchange holiday, it moves to the next exchange day. How often you receive dividends depends on the fund: as of September 2026, seven of the 10 dividend-paying funds on Pluang distribute monthly, two yearly and one every six months.
Mutual fund dividend dates:
| Date | What it means | Example |
|---|---|---|
| Cum date | The last date on which unit holders are entitled to the dividend. | 15 August |
| Ex-date | One day after the cum date. Investors who buy mutual fund units on the ex-date are not entitled to the dividend. | 16 August |
| Payment date | The date the custodian bank distributes the dividend. | 20 August |
The example dates are illustrative, based on a past distribution by BNP Paribas Equitra Campuran Harmoni. Each fund sets its own dates for each distribution.
- When the units reach you: No later than one day after the payment date (H+1), as additional units added to your holding of that fund.
- Holiday rule: If the cum date, ex-date or payment date falls on an exchange holiday, it moves one day later, to the next exchange working day.
- How often: Depends on the fund. As of September 2026, seven dividend-paying funds on Pluang distribute monthly, two yearly and one every six months — see "Which Mutual Funds on Pluang Pay Dividends?".
- Where to see it: Open the mutual fund you own and tap the "Transaction History" toggle at the top right. The dividend is listed as a "Buy" transaction.
Related questions:
Q: What is the difference between the cum date and the ex-date?
The cum date is the last date on which unit holders are entitled to a dividend, so you must still hold units up to that date, or buy on the cum date before the exchange closes. The ex-date is the next day: investors who buy units on the ex-date are not entitled to that dividend. In the illustrative example above, a cum date of 15 August means an ex-date of 16 August.
Q: Why hasn't my dividend appeared on the payment date?
Because the units can take up to one day longer to reach your account. On the payment date, the custodian bank distributes the dividend to S-Invest, and the units are added to your holding in the Pluang app no later than H+1. Also check whether the payment date moved because it fell on an exchange holiday, in which case it shifts to the next exchange working day.
Q: Are mutual fund dividends paid monthly or yearly?
It depends on the fund. As of September 2026, 10 mutual funds on Pluang pay dividends: seven distribute them monthly, two once a year and one every six months. The frequency is the fund's distribution schedule, not a guarantee. Whether each distribution happens, and its size, is decided by the fund's investment manager based on the fund's performance and policies.
Q: What happens if a dividend date falls on an exchange holiday?
It moves one day later, to the next exchange working day. This applies to all three dates: the cum date, the ex-date and the payment date. If the payment date moves, the date by which your dividend units appear moves with it, because the units are added no later than one day after the actual payment date (H+1). The eligibility rule itself does not change: you still need to hold units up to the shifted cum date.