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Compare Upstart Holdings Inc (UPST) vs Vale SA (VALE) Price & Performance

Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Upstart Holdings Inc vs Vale SA — how do they compare? Upstart Holdings Inc trades at $26 (market cap $2.52B), while Vale SA trades at $15.32 (market cap $66.16B). The key difference: Vale SA is far larger — about 26.3× Upstart Holdings Inc's market cap, and Vale SA pays a 7.71% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

UPSTVALE
Market Cap
$2.52B$66.16B
Sector
FinancialsBasic Materials
52-Week High
$68.11$17.82
52-Week Low
$24.22$10.50
Enterprise Value
$82.41B
Dividend Yield
7.71%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Upstart Holdings Inc

Upstart Holdings (UPST) trades at $26.98, down 3.81% on the day, reflecting recent bearish momentum amid mixed earnings performance. The stock shows oversold technical signals with an RSI of 18.98, while fundamentals highlight a return to profitability in 2025 with net income of $53.60M on $1.02B revenue. Recent news indicates strategic refocus on personal loans and AI-driven lending growth, though cash flow volatility and high debt levels pose concerns. Analyst consensus remains divided with a $45.00 price target suggesting significant upside potential from current levels.

The outlook for UPST hinges on execution in AI-powered lending expansion and margin improvement, with risks including consumer credit stress and competitive pressures. Institutional sentiment is cautiously optimistic, but investors should monitor debt management and quarterly earnings consistency for sustained recovery.

Vale SA

VALE trades at $15.56, up 1.9% today, with a bullish technical signal and mixed fundamentals. Recent earnings missed estimates, but cash flow improved to $2.42B in 2025. The company maintains a stable dividend and sees iron ore demand as resilient, per CFO comments on September 9, 2026.

Outlook is cautious due to declining profit margins and rising debt, but analyst consensus suggests modest upside to a $16.25 price target. Risks include commodity price volatility and operational costs, while institutional interest remains steady.

Returns comparison

Trailing returns across standard periods

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST

About Vale SA

Vale is the world's largest iron ore miner and one of the largest diversified miners, along with BHP and Rio Tinto. Earnings are dominated by the bulk materials division, primarily iron ore and iron ore pellets, with minor contributions from iron ore proxies, including manganese and coal. The base metals division is much smaller, primarily consisting of nickel mines and smelters with a small contribution from copper.

Read more on VALE