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Compare Ulta Beauty Inc (ULTA) vs Upstart Holdings Inc (UPST) Price & Performance

Ulta Beauty IncTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Ulta Beauty Inc vs Upstart Holdings Inc — how do they compare? Ulta Beauty Inc trades at $544.78 (market cap $23.27B), while Upstart Holdings Inc trades at $30.22 (market cap $2.91B). The key difference: Ulta Beauty Inc is far larger — about 8× Upstart Holdings Inc's market cap, and Ulta Beauty Inc is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals.

ULTAUPST
Market Cap
$23.27B$2.91B
Sector
Consumer CyclicalFinancials
52-Week High
$706.82$73.76
52-Week Low
$450.75$24.22
Enterprise Value
$25.35B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Ulta Beauty Inc

No Aura AI signal available yet.

Upstart Holdings Inc

Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.

The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.

Returns comparison

Trailing returns across standard periods

About Ulta Beauty Inc

With more than 1,300 stores and a partnership with Target, Ulta Beauty is the largest specialized beauty retailer in the U.S. The firm offers makeup (43% of 2021 sales), fragrances, skin care, and hair care products (20% of 2021 sales), and bath and body items. Ulta offers private-label products and merchandise from more than 500 vendors. It also offers salon services, including hair, makeup, skin, and brow services, in all stores. Most Ulta stores are approximately 10,000 square feet and are in suburban strip centers. Ulta was founded in 1990 and is based in Bolingbrook, Illinois.

Read more on ULTA

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST