Tempus AI vs Upstart Holdings Inc — how do they compare? Tempus AI trades at $61.18 (market cap $11.67B), while Upstart Holdings Inc trades at $25.93 (market cap $2.63B). The key difference: Tempus AI is far larger — about 4.4× Upstart Holdings Inc's market cap, and Tempus AI is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals.
| TEM | UPST | |
|---|---|---|
Market Cap | $11.67B | $2.63B |
Sector | Broad Market / Factor | Financials |
52-Week High | $103.25 | $68.92 |
52-Week Low | $41.55 | $24.22 |
Enterprise Value | $12.30B | — |
Signals from Pluang's Aura AI — not financial advice
Tempus AI (TEM) trades at $64.29, down 0.51% today, with a bullish technical signal from moving averages and a consensus analyst price target of $69.11. Recent FDA clearance for its AI-enabled ECG-PH product and participation in the Morgan Stanley Healthcare Conference highlight growth initiatives. Despite negative net income margins, the company has beaten EPS estimates for three consecutive quarters, with revenue growth from $1.27B in 2025 to $1.4B in 2026.
The stock offers upside potential driven by AI precision medicine adoption and strategic acquisitions, but risks include persistent losses, high P/B ratio of 26.37, and insider selling. Analyst consensus is bullish with 64% buy ratings, though cash flow reliance on financing raises sustainability concerns.
No Aura AI signal available yet.
Trailing returns across standard periods
Tempus AI Inc is a technology company. It has built the Tempus Platform, which comprises both a technology platform to free healthcare data from silos and an operating system to make the resulting data useful. Its Intelligent Diagnostics use AI, including generative AI, to make laboratory tests more accurate, tailored, and personal.
Read more on TEM →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →