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Compare SoFi Technologies Inc (SOFI) vs XP Inc. Class A Common Stock (XP) Price & Performance

SoFi Technologies IncTrade
XP Inc. Class A Common StockTrade

Price performance (Past 24H)

Key statistics

SoFi Technologies Inc vs XP Inc. Class A Common Stock — how do they compare? SoFi Technologies Inc trades at $15.76 (market cap $20.16B), while XP Inc. Class A Common Stock trades at $32.23 (market cap $15.33B). The key difference: SoFi Technologies Inc is the larger of the two by market cap, and XP Inc. Class A Common Stock pays a 0.66% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold SoFi Technologies Inc for 60 Days and XP Inc. Class A Common Stock for 0 Days on average.

SOFIXP
Market Cap
$20.16B$15.33B
Volume
49,646,33114,214,379
Sector
FinancialsFinancials
52-Week High
$32.21$30.21
52-Week Low
$15.15$14.94
Typical Hold Time
60 Days0 Days
Enterprise Value
$20.30B$24.96B
Dividend Yield
—0.66%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

SoFi Technologies Inc

SoFi Technologies trades at $15.80, up 0.89% with bearish technical signals despite recent earnings beats. The company shows strong revenue growth from $2.6B in 2024 to $3.6B in 2025, though net income dipped to $481M. Analyst consensus is mixed with 37% buy ratings but a $21.58 price target suggesting 37% upside. Recent news highlights stablecoin initiatives and record loan originations amid sector volatility.

SoFi presents a growth story with expanding financial services but faces execution risks in a competitive fintech landscape. The stock's current valuation at 31.86 P/E reflects optimism about future profitability, though negative operating cash flows and rising yields create headwinds. Upside depends on sustained loan growth and successful monetization of new products like SoFiUSD.

XP Inc. Class A Common Stock

No Aura AI signal available yet.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

SOFI
69% Buy31% Sell
Avg holding period · 60 Days
XP
100% Buy0% Sell
Avg holding period · 0 Days

Top news

Latest headlines on both assets

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI →

About XP Inc. Class A Common Stock

XP Inc. provides investment products and financial services in Brazil. Its platform includes brokerage, investment funds, fixed-income products, banking, insurance, and retirement solutions.

Read more on XP →