Investment
Features
FeesSafety
Academy
More
Pluang+

Compare SoFi Technologies Inc (SOFI) vs State Street Technology Select Sector SPDR ETF (XLK) Price & Performance

SoFi Technologies IncTrade
State Street Technology Select Sector SPDR ETFTrade

Price performance (Past 24H)

Key statistics

SoFi Technologies Inc vs State Street Technology Select Sector SPDR ETF — how do they compare? SoFi Technologies Inc trades at $17.88 (market cap $23.22B), while State Street Technology Select Sector SPDR ETF trades at $188.33. The key difference: State Street Technology Select Sector SPDR ETF is trading nearer its 52-week high, SoFi Technologies Inc nearer its low. Which is the better fit depends on your goals.

SOFIXLK
Market Cap
$23.22B
Sector
FinancialsSector/Thematic
52-Week High
$32.21$198.21
52-Week Low
$15.15$127.49

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

SoFi Technologies Inc

SOFI stock trades at $18.02, down 0.55% on the day, with a bullish technical signal from moving averages but a neutral reading from oscillators. The company reported strong Q2 2026 results, beating EPS estimates with 40% year-over-year adjusted net revenue growth and record loan originations. Revenue guidance for 2026 was raised to $4.75-$4.85 billion. The stock is trading below the consensus price target of $19.50, with analyst sentiment mixed but leaning positive.

The outlook for SOFI is supported by robust member growth and a diversified revenue stream, though risks include dependence on lending growth and potential interest rate sensitivity. The current valuation at a P/E of 36.69 and P/S of 5.6 reflects high growth expectations. Upside potential exists if execution continues, but investors should weigh the premium valuation against competitive and macroeconomic headwinds.

State Street Technology Select Sector SPDR ETF

XLK trades at $188.86, up 1.36% with a bullish technical signal from moving averages. The ETF shows strong momentum near resistance at $189, supported by sector inflows and earnings growth. Recent news highlights tech sector leadership and investor accumulation during selloffs, though concentration risk remains a concern.

Outlook is positive with tech earnings driving gains, but overbought RSI and high dependence on mega-caps pose near-term risks. Long-term growth hinges on AI adoption and sector diversification, with analysts favoring broad tech exposure alternatives for valuation advantages.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI

About State Street Technology Select Sector SPDR ETF

XLK tracks the Technology Select Sector Index, providing targeted exposure to the largest and most influential technology companies within the S&P 500. It is a highly concentrated, liquid vehicle focused on software, semiconductors, and hardware leaders, serving as the primary benchmark for U.S. large-cap technology performance.

Read more on XLK