SoFi Technologies Inc vs Vistra Corp — how do they compare? SoFi Technologies Inc trades at $17.64 (market cap $21.82B), while Vistra Corp trades at $162.59 (market cap $53.27B). The key difference: Vistra Corp is far larger — about 2.4× SoFi Technologies Inc's market cap, and Vistra Corp pays a 0.58% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| SOFI | VST | |
|---|---|---|
Market Cap | $21.82B | $53.27B |
Sector | Financials | Technology |
52-Week High | $32.21 | $217.92 |
52-Week Low | $15.15 | $134.71 |
Enterprise Value | — | $75.03B |
Dividend Yield | — | 0.58% |
Signals from Pluang's Aura AI — not financial advice
SoFi Technologies (SOFI) trades at $17.64, up 2.08% today, amid a bearish technical signal but strong recent earnings beats. The stock is near its consensus price target low of $17.00, with revenue growth accelerating to $3.61 billion in 2025 and a net income margin of 13.32%. Cash flow trends show heavy reliance on financing activities, while assets have grown to $36.25 billion as of 2024. Recent news highlights upcoming Q2 2026 earnings on July 29, with management guiding for 30% top-line growth.
The outlook for SOFI hinges on sustained revenue expansion and profitability improvements, but risks include negative operating cash flows and competitive pressures. Analyst sentiment is mixed with a 33.33% buy rating, suggesting cautious optimism if execution meets guidance. The stock presents a potential opportunity if Q2 earnings beat expectations, yet volatility remains high given its fintech exposure and macroeconomic sensitivity.
No Aura AI signal available yet.
Trailing returns across standard periods
Latest headlines on both assets
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →Vistra is a leading integrated retail electricity and power generation company that serves as a critical infrastructure provider for the digital economy. It operates a diversified portfolio of zero-carbon nuclear and renewable assets alongside a massive, flexible natural gas fleet, positioning it as an indispensable partner for energy-intensive AI data centers and industrial electrification.
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