SoFi Technologies Inc vs US Bancorp — how do they compare? SoFi Technologies Inc trades at $17.63 (market cap $21.82B), while US Bancorp trades at $63.14 (market cap $98.36B). The key difference: US Bancorp is far larger — about 4.5× SoFi Technologies Inc's market cap, and US Bancorp pays a 3.29% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| SOFI | USB | |
|---|---|---|
Market Cap | $21.82B | $98.36B |
Sector | Financials | Financials |
52-Week High | $32.21 | $64.01 |
52-Week Low | $15.15 | $43.94 |
Dividend Yield | — | 3.29% |
Trailing returns across standard periods
Latest headlines on both assets
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in well over 20 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.
Read more on USB →