Compare SoFi Technologies Inc (SOFI) vs US Bancorp (USB) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
SoFi Technologies Inc vs US Bancorp — how do they compare? SoFi Technologies Inc trades at $15.75 (market cap $20.16B), while US Bancorp trades at $57.12 (market cap $88.86B). The key difference: US Bancorp is far larger — about 4.4× SoFi Technologies Inc's market cap, and US Bancorp pays a 3.79% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold SoFi Technologies Inc for 60 Days and US Bancorp for 97 Days on average.
| SOFI | USB | |
|---|---|---|
Market Cap | $20.16B | $88.86B |
Volume | 49,646,331 | 8,869,993 |
Sector | Financials | Financials |
52-Week High | $32.21 | $65.42 |
52-Week Low | $15.15 | $45.28 |
Typical Hold Time | 60 Days | 97 Days |
Enterprise Value | $20.30B | $118.35B |
Dividend Yield | — | 3.79% |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
SoFi Technologies trades at $15.80, up 0.89% with bearish technical signals despite recent earnings beats. The company shows strong revenue growth from $2.6B in 2024 to $3.6B in 2025, though net income dipped to $481M. Analyst consensus is mixed with 37% buy ratings but a $21.58 price target suggesting 37% upside. Recent news highlights stablecoin initiatives and record loan originations amid sector volatility.
SoFi presents a growth story with expanding financial services but faces execution risks in a competitive fintech landscape. The stock's current valuation at 31.86 P/E reflects optimism about future profitability, though negative operating cash flows and rising yields create headwinds. Upside depends on sustained loan growth and successful monetization of new products like SoFiUSD.
U.S. Bancorp (USB) trades at $57.08, up 1.62% today, with a bearish technical signal despite recent earnings beats. The stock shows strong fundamentals with a P/E of 11.38 and net income margin of 27.61%, supported by three consecutive quarterly earnings beats. Recent news highlights dividend increases and positive Q3 2026 revenue expectations, though technical indicators suggest near-term pressure with key support at $55.
USB presents a compelling value opportunity with analyst consensus price target of $69.94 (22.5% upside) and 51% buy ratings. Risks include regulatory changes and interest rate sensitivity, but strong profitability metrics and institutional confidence support long-term growth prospects in the regional banking sector.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
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Top news
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About SoFi Technologies Inc
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →About US Bancorp
As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in well over 20 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.
Read more on USB →
