SoFi Technologies Inc vs Upstart Holdings Inc — how do they compare? SoFi Technologies Inc trades at $17.63 (market cap $21.82B), while Upstart Holdings Inc trades at $29.3 (market cap $2.76B). The key difference: SoFi Technologies Inc is far larger — about 7.9× Upstart Holdings Inc's market cap. Which is the better fit depends on your goals.
| SOFI | UPST | |
|---|---|---|
Market Cap | $21.82B | $2.76B |
Sector | Financials | Financials |
52-Week High | $32.21 | $84.13 |
52-Week Low | $15.15 | $24.22 |
Trailing returns across standard periods
Latest headlines on both assets
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →