SoFi Technologies Inc vs UnitedHealth Group Inc — how do they compare? SoFi Technologies Inc trades at $17.6 (market cap $21.82B), while UnitedHealth Group Inc trades at $436.8 (market cap $382.83B). The key difference: UnitedHealth Group Inc is far larger — about 17.5× SoFi Technologies Inc's market cap, and UnitedHealth Group Inc pays a 2.2% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| SOFI | UNH | |
|---|---|---|
Market Cap | $21.82B | $382.83B |
Sector | Financials | Health |
52-Week High | $32.21 | $431.68 |
52-Week Low | $15.15 | $237.77 |
Enterprise Value | — | $429.52B |
Dividend Yield | — | 2.2% |
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UnitedHealth Group (UNH) trades at $426.09, up 0.64% on the day, with a bullish technical signal and strong analyst support. The stock shows consistent earnings beats, with Q2 2026 EPS of $6.38 surpassing expectations of $4.94. Revenue growth remains robust, reaching $447.57 billion in 2025, though net margins have compressed to 2.68%. Recent corporate actions include a $2.32 dividend and ongoing share repurchases, while news highlights operational streamlining like reduced pediatric prior authorizations.
UNH's outlook is positive, driven by aging demographics and tech innovation in healthcare, offering upside to the $467.12 consensus target. Risks include regulatory scrutiny, as seen in Massachusetts' Medicaid lawsuit, and margin pressure from rising costs. Institutional sentiment is strongly bullish, with 82.69% of analysts rating it a buy, supporting long-term growth prospects amid sector tailwinds.
Trailing returns across standard periods
Latest headlines on both assets
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →UnitedHealth Group is one of the largest private health insurers, providing medical benefits to 50 million members globally, including 5 million outside the U.S. at the end of 2021. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.
Read more on UNH →