SoFi Technologies Inc vs Synchrony Financial — how do they compare? SoFi Technologies Inc trades at $17.63 (market cap $21.82B), while Synchrony Financial trades at $71.7 (market cap $24.69B). The key difference: SoFi Technologies Inc and Synchrony Financial are close in size by market cap, and Synchrony Financial pays a 1.63% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| SOFI | SYF | |
|---|---|---|
Market Cap | $21.82B | $24.69B |
Sector | Financials | Financials |
52-Week High | $32.21 | $88.47 |
52-Week Low | $15.15 | $63.78 |
Dividend Yield | — | 1.63% |
Trailing returns across standard periods
Latest headlines on both assets
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →Synchrony Financial is a premier consumer financial services company and the largest provider of private-label credit cards in the United States. Spun off from GE Capital in 2014, it operates through a unique B2B2C model, embedding its financing products within the ecosystems of major partners like Amazon, Lowe’s, and PayPal. Synchrony leverages deep data analytics and a diverse multi-platform strategy—spanning retail, health, and auto—to drive customer loyalty and provide specialized credit solutions at the point of sale.
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