Royal Bank of Canada vs SoFi Technologies Inc — how do they compare? Royal Bank of Canada trades at $210.37 (market cap $289.51B), while SoFi Technologies Inc trades at $17.64 (market cap $21.82B). The key difference: Royal Bank of Canada is far larger — about 13.3× SoFi Technologies Inc's market cap, and Royal Bank of Canada pays a 2.42% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| RY | SOFI | |
|---|---|---|
Market Cap | $289.51B | $21.82B |
Sector | Financials | Financials |
52-Week High | $217.87 | $32.21 |
52-Week Low | $128.46 | $15.15 |
Dividend Yield | 2.42% | — |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
SoFi Technologies (SOFI) trades at $17.64, up 2.08% today, amid a bearish technical signal but strong recent earnings beats. The stock is near its consensus price target low of $17.00, with revenue growth accelerating to $3.61 billion in 2025 and a net income margin of 13.32%. Cash flow trends show heavy reliance on financing activities, while assets have grown to $36.25 billion as of 2024. Recent news highlights upcoming Q2 2026 earnings on July 29, with management guiding for 30% top-line growth.
The outlook for SOFI hinges on sustained revenue expansion and profitability improvements, but risks include negative operating cash flows and competitive pressures. Analyst sentiment is mixed with a 33.33% buy rating, suggesting cautious optimism if execution meets guidance. The stock presents a potential opportunity if Q2 earnings beat expectations, yet volatility remains high given its fintech exposure and macroeconomic sensitivity.
Trailing returns across standard periods
Latest headlines on both assets
Royal Bank of Canada is one of the two largest banks in Canada. It is a diversified financial services company, offering personal and commercial banking, wealth-management services, insurance, corporate banking, and capital markets services. The bank is concentrated in Canada, with additional operations in the U.S. and other countries.
Read more on RY →SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →