Royal Caribbean Cruises Ltd vs Unum Group Common Stock — how do they compare? Royal Caribbean Cruises Ltd trades at $274.12 (market cap $75.29B), while Unum Group Common Stock trades at $91.42 (market cap $14.57B). The key difference: Royal Caribbean Cruises Ltd is far larger — about 5.2× Unum Group Common Stock's market cap, and Unum Group Common Stock pays the higher dividend (2.19%). Which is the better fit depends on your goals — on Pluang, investors hold Royal Caribbean Cruises Ltd for 85 Days and Unum Group Common Stock for 0 Days on average.
| RCL | UNM | |
|---|---|---|
Market Cap | $75.29B | $14.57B |
Volume | 1,401,290 | 1,461,588 |
Sector | Consumer Cyclical | Financials |
52-Week High | $348.03 | $96.57 |
52-Week Low | $230.30 | $70.66 |
Typical Hold Time | 85 Days | 0 Days |
Enterprise Value | $97.93B | $18.14B |
Dividend Yield | 2.13% | 2.19% |
Signals from Pluang's Aura AI — not financial advice
Royal Caribbean (RCL) trades at $274.33, down 2.26% today, with a bullish technical signal and strong fundamental recovery. The stock shows robust earnings momentum with Q1 and Q2 2026 beats, while Q3 expectations are high at $6.38 EPS. Revenue growth accelerated from $8.8B in 2022 to $17.9B in 2025, with net income margins improving to 23.54%. Recent news highlights the $3B Sandals resort acquisition as a strategic expansion beyond cruising.
RCL presents a compelling growth story with analyst consensus at Buy (53% of ratings) and a $344.17 price target offering 25% upside. Key risks include execution of the Sandals integration, fuel cost volatility ($1.34B projected for 2026), and high debt levels despite improving leverage. The stock's valuation at 17.4x P/E appears reasonable given 45% ROE and positive cash flow trends.
Unum Group (UNM) trades at $92.05, down 0.5% with neutral technical signals. The stock shows mixed earnings performance with Q1 2026 beating estimates but Q4 2025 and Q2 2026 missing expectations. Analyst consensus is positive with 50% buy ratings and a $101 price target representing 9.7% upside. The company maintains stable profitability with 5.31% net margin and recently announced a $1 billion share repurchase program to enhance shareholder returns.
UNM presents a balanced investment case with strong institutional support and shareholder-friendly capital returns, though earnings consistency remains a concern. The stock trades at reasonable valuations (P/E 21.36, P/S 1.15) with potential upside to analyst targets. Key risks include premium growth sustainability and claims experience volatility in the insurance operations.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Royal Caribbean is the world's second-largest cruise company, operating 64 ships across five global and partner brands in the cruise vacation industry, with 10 more ships on order. Brands the company operates include Royal Caribbean International, Celebrity Cruises, and Silversea. The company also has a 50% investment in a joint venture that operates TUI Cruises and Hapag-Lloyd Cruises, allowing it to compete on the basis of innovation, quality of ships and service, variety of itineraries, choice of destinations, and price. The company completed the divestiture of its Azamara brand in the first quarter of 2021.
Read more on RCL →Unum Group provides workplace benefits, including disability, life, accident, critical illness, dental, and vision insurance, along with leave management services. It serves employers through its Unum US, Unum International, and Colonial Life segments, distributing coverage via brokers and independent agents.
Read more on UNM →