Paycom Software Inc vs Visa Inc — how do they compare? Paycom Software Inc trades at $230.01 (market cap $10.08B), while Visa Inc trades at $375.6 (market cap $698.56B). The key difference: Visa Inc is far larger — about 69.3× Paycom Software Inc's market cap, and Visa Inc pays the higher dividend (0.72%). Which is the better fit depends on your goals — on Pluang, investors hold Paycom Software Inc for 84 Days and Visa Inc for 115 Days on average.
| PAYC | V | |
|---|---|---|
Market Cap | $10.08B | $698.56B |
Volume | 481,328 | 4,446,146 |
Sector | Technology | Financials |
52-Week High | $240.52 | $384.14 |
52-Week Low | $113.59 | $295.52 |
Typical Hold Time | 84 Days | 115 Days |
Enterprise Value | $10.86B | $709.14B |
Dividend Yield | 0.67% | 0.72% |
Signals from Pluang's Aura AI — not financial advice
PAYC stock trades at $223.58, up 0.51% today, with a bullish technical signal from moving averages. The company reported strong Q2 2026 results, beating EPS estimates with 10% revenue growth and raised full-year guidance. Profitability remains robust with a net income margin of 22.78% and ROE of 41.09%. Recent news highlights institutional buying and positive momentum.
Outlook is positive given earnings momentum and raised guidance, but the stock trades above the consensus price target of $207.75, suggesting limited near-term upside. Risks include competitive pressures and reliance on labor market health. Analyst sentiment is mixed with 47% buy ratings versus 50% hold.
Visa (V) trades at $372.10, up 0.39% with a bullish technical outlook. The stock shows strong fundamentals with 85% analyst buy ratings and a $422.24 consensus price target, representing 13.5% upside. Recent earnings have consistently beaten expectations, with Q2 2026 EPS of $3.32 exceeding the $3.23 forecast. The company maintains exceptional profitability with 50.78% net margins and 61.79% ROE, while expanding AI-driven commerce initiatives through new partnerships and technology platforms.
Visa presents a compelling long-term investment case with dominant market position, consistent earnings growth, and strategic AI integration. Key risks include regulatory pressures, fintech competition, and stablecoin disruption potential. The current valuation at 31.67x P/E reflects premium pricing but is supported by strong growth prospects and defensive cash flow characteristics.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →Visa Inc. operates a retail electronic payments network and manages global financial services. The Company also offers global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities.
Read more on V →