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Compare Paycom Software Inc (PAYC) vs SoFi Technologies Inc (SOFI) Price & Performance

Paycom Software IncTrade
SoFi Technologies IncTrade

Price performance (Past 24H)

Key statistics

Paycom Software Inc vs SoFi Technologies Inc — how do they compare? Paycom Software Inc trades at $230.01 (market cap $10.08B), while SoFi Technologies Inc trades at $15.72 (market cap $20.16B). The key difference: SoFi Technologies Inc is far larger — about 2× Paycom Software Inc's market cap, and Paycom Software Inc pays a 0.67% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Paycom Software Inc for 84 Days and SoFi Technologies Inc for 60 Days on average.

PAYCSOFI
Market Cap
$10.08B$20.16B
Volume
481,32849,646,331
Sector
TechnologyFinancials
52-Week High
$240.52$32.21
52-Week Low
$113.59$15.15
Typical Hold Time
84 Days60 Days
Enterprise Value
$10.86B$20.30B
Dividend Yield
0.67%—

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Paycom Software Inc

PAYC stock trades at $223.58, up 0.51% today, with a bullish technical signal from moving averages. The company reported strong Q2 2026 results, beating EPS estimates with 10% revenue growth and raised full-year guidance. Profitability remains robust with a net income margin of 22.78% and ROE of 41.09%. Recent news highlights institutional buying and positive momentum.

Outlook is positive given earnings momentum and raised guidance, but the stock trades above the consensus price target of $207.75, suggesting limited near-term upside. Risks include competitive pressures and reliance on labor market health. Analyst sentiment is mixed with 47% buy ratings versus 50% hold.

SoFi Technologies Inc

SOFI Technologies stock trades at $15.66, down 0.64% on the day, with a bearish technical signal from moving averages and oscillators. The company reported strong earnings beats in recent quarters, with Q3 2026 results expected soon. Revenue has grown from $1.6B in 2022 to $3.6B in 2025, though net income margins have fluctuated. Analyst consensus is a Buy with a $21.58 price target, but technical indicators suggest near-term pressure.

The outlook for SOFI is mixed: strong fundamentals and growth potential are offset by technical weakness and competitive risks. Investment opportunity lies in its revenue trajectory and market position, but investors face risks from execution challenges and interest rate sensitivity. The stock's current valuation metrics indicate premium pricing relative to peers, requiring careful monitoring of upcoming earnings.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

PAYC
100% Buy0% Sell
Avg holding period · 84 Days
SOFI
65% Buy35% Sell
Avg holding period · 60 Days

Top news

Latest headlines on both assets

About Paycom Software Inc

Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.

Read more on PAYC →

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI →