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Compare NRG Energy Inc (NRG) vs SoFi Technologies Inc (SOFI) Price & Performance

NRG Energy IncTrade
SoFi Technologies IncTrade

Price performance (Past 24H)

Key statistics

NRG Energy Inc vs SoFi Technologies Inc — how do they compare? NRG Energy Inc trades at $107.9 (market cap $22.35B), while SoFi Technologies Inc trades at $15.48 (market cap $20.16B). The key difference: NRG Energy Inc and SoFi Technologies Inc are close in size by market cap, and NRG Energy Inc pays a 1.79% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold NRG Energy Inc for 62 Days and SoFi Technologies Inc for 60 Days on average.

NRGSOFI
Market Cap
$22.35B$20.16B
Volume
5,011,94249,646,331
Sector
UtilitiesFinancials
52-Week High
$184.03$32.21
52-Week Low
$95.23$15.15
Typical Hold Time
62 Days60 Days
Enterprise Value
$46.30B$20.30B
Dividend Yield
1.79%—

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

NRG Energy Inc

NRG Energy (NRG) trades at $108.61, up 4.84% today, with a bullish technical signal and strong analyst consensus. Recent earnings showed a Q2 2026 miss but the company is executing a growth strategy including a 1.2 GW Texas data-center power project. Financials indicate solid revenue of $30.71B in 2025, though net margins are thin at 2.56%, and cash flow trends are volatile with a projected net outflow in 2026.

The outlook is positive given high analyst buy ratings and a $202.90 price target, but risks include execution on large capital projects, rising debt levels, and competitive pressures. Earnings growth from new assets and customer relationships remains the key catalyst for upside, though the stock faces near-term volatility from recent misses.

SoFi Technologies Inc

SoFi Technologies (SOFI) trades at $15.66, down 0.64% on the day and near its 52-week low, reflecting bearish technical signals. The company reported strong revenue growth to $3.61 billion in 2025 with a net income of $481.32 million, but negative operating cash flow and high leverage remain concerns. Analyst sentiment is mixed with a consensus price target of $21.58, implying significant upside, while recent news highlights growth in loan originations and stablecoin initiatives.

The outlook for SOFI hinges on sustaining profitability amid competitive pressures and interest rate sensitivity. Upside potential exists from execution on guidance and market share gains, but risks include persistent cash burn and macroeconomic headwinds. Investors should weigh the growth trajectory against valuation premiums and operational challenges.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

NRG
6% Buy94% Sell
Avg holding period · 62 Days
SOFI
65% Buy35% Sell
Avg holding period · 60 Days

Top news

Latest headlines on both assets

About NRG Energy Inc

NRG Energy is one of the largest retail energy providers in the U.S., with 7 million customers, including its 2021 acquisition of Direct Energy. It also is one of the largest U.S. independent power producers, with 16 gigawatts of nuclear, coal, gas, and oil power generation capacity primarily in Texas. Since 2018, NRG has divested its 47% stake in NRG Yield, among other renewable energy and conventional generation investments. NRG exited Chapter 11 bankruptcy as a stand-alone entity in December 2003.

Read more on NRG →

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI →